Apr 27, 2016UncategorizedTherebs an Error on my Credit Rating. What Can I Do?One of the main reasons that people get turned down for a mortgage or other type of loan is due to their credit rating. At Central...
Apr 27, 2016UncategorizedShould I Consider a Variable Rate Mortgage?If you are looking to get a mortgage for your first home then we at Central Mortgages aim to help you, the borrower, get the best and the...
Mar 24, 2016UncategorizedHow Long will Interest Rates Stay Low?As most people will know, interest rates have remained low for the last several years, and although Britain, like many other western...
Mar 24, 2016UncategorizedHow Can I Find Out My Credit Rating?When a mortgage lender, credit company, or bank want to check the credit rating of a potential borrower, they check that personbs credit...
Mar 24, 2016buy to letCan I Get a Buy to Let Mortgage with a Poor Credit History?There is no denying that if you have a bad credit rating, it will be more difficult to get a buy to let mortgage. In the buy to let...
Feb 29, 2016mortgagesDo my income and assets affect my chances of getting a mortgage?When applying for a mortgage, certain criteria always needs to be met. For example, the number of applicants, credit rating, income, or...
Feb 29, 2016mortgagesIs it possible to get a mortgage if you have adverse credit?Bad credit mortgages have seen an overhaul in the past few years. Lenders that supply mortgages for those with adverse credit are now...
Feb 29, 2016mortgagesWhat does a lender look for when processing a mortgage application?Once you have found your dream property, or you are looking for a remortgage or buy to let, processing the mortgage application can seem...
Feb 29, 2016mortgagesHow can I improve my credit rating to get a mortgage?Your credit bscoreb is held by referencing agencies such as Experian, Call Credit and Equifax. This bscoreb is based on a variety of...
Jul 17, 2015UncategorizedNow is the time to refinance due to low borrowing costsNever in the history of mortgages, have mortgage rates been so low.B Fixed rates for five or even ten years are widely available to...
Feb 20, 2015buy to letProof of incomeFor those who are employed, income proof is simply evidenced by your payslips and P60.B From these documents, the lender can see what...
Jan 16, 2015mortgagesProfessional mortgagesThere has been a lot of activity as the New Year begins.B Four new enquiries for boarding kennels / catteries in the last few days.B ...
Oct 31, 2014mortgagesMortgage Market update October 2014Mortgage market update October 2014 The mortgage market has seen significant changes in the last year, especially with the Financial...
Aug 15, 2013mortgagesHelp to BuyHelp to buy – The new Government scheme from Jan 2014 to help first time buyers and home movers purchase new build or existing...
Oct 23, 2012mortgagesBuy to Let mortgage regulationEurope is at it again! Not content with their crazy project bEurob putting the whole global economy in jeopardy the Eurocrats are now...
May 10, 2012mortgagesMortgages – Where did it all go wrong and what now?Mortgages are somewhat difficult to acquire these days.B Going back to 2007, things were much easier and lending was at its peak.B ...
Dec 8, 201UncategorizedAdvantages of a Secured LoanA secured personal loan is any loan that is secured against an asset. In most cases this would be against a property, meaning that should...