Adverse Credit Remortgage Lenders in Essex

If you are looking for an adverse credit remortgage in Essex we have the specialist team in place at Central Mortgages to help you get to where you need to be. Obtaining a remortgage is always better with experts to guide you, but this is especially the case if you have a bad credit history.

Adverse credit can be apparent on your credit file for a number of reasons. The following historical financial situations can have a negative impact on your ability to acquire credit for 6 years:

1. CCJ (Country Court Judgments) against your name

2. Any default payments or arrears

3. Any late or missed mortgage payments

4. Any late or missed credit card payments

5. Any late or missed store card payments

6. Bankruptcy notices against you or a company you are linked to

7. Company Voluntary Arrangement (CVA)

8. Individual Voluntary Arrangement (IVA)

9. If you have been part of any debt management plans

10. Agreements with Payday Loan Companies

11. CCJ from the HMRC

12. Proceeds of Crime Act (POCA)

13. Communications Arrears

Although it is more difficult to obtain a remortgage in Essex with adverse credit, it isnbt impossible and Central Mortgages has links with a range of lenders who can help. Deposits are generally larger than a traditional remortgage but can be provided with competitive rates.

If you are looking for an adverse credit remortgage in Essex, contact Central Mortgages today and webll be happy to assist you, even if you have been rejected by the traditional high street lenders with your first application.