Life & Critical Illness • Buildings & Contents
Landlords Insurance • Mortgage Payment Protection
Life Assurance –
This cover is designed to protect your mortgage or your family. It provides a tax free lump sum on death. The policy is taken out over a fixed term or the whole of your life . Also known as Term Assurance.
Critical Illness Cover –
Provides a tax free lump sum on diagnosis of a specified critical illness. To be used for protecting your mortgage or your family.
Buildings & Contents Cover –
Designed to cover losses for either individual items in the home or for a major loss i.e fire damage. For flats only contents cover is required as the freeholder will have the buildings insurance cover.
Landlords Insurance –
This is cover specifically designed for the Buy to Let landlord, it can provide just buildings cover for major issues, like fire or flood damage to a fully comprehensive cover which will also cover legal costs and lost rent etc. All policies are tailored to the individual so will differ dependant upon our clients needs.