Life & Critical Illness • Buildings & Contents
Landlords Insurance • Mortgage Payment Protection
Life Assurance -
This cover is designed to protect your mortgage or your family. It provides a tax free lump sum on death. The policy is taken out over a fixed term or the whole of your life . Also known as Term Assurance.
Critical Illness Cover -
Provides a tax free lump sum on diagnosis of a specified critical illness. To be used for protecting your mortgage or your family.
Buildings & Contents Cover -
Designed to cover losses for either individual items in the home or for a major loss i.e fire damage. For flats only contents cover is required as the freeholder will have the buildings insurance cover.
 Landlords Insurance -
This is cover specifically designed for the Buy to Let landlord, it can provide just buildings cover for major issues, like fire or flood damage to a fully comprehensive cover which will also cover legal costs and lost rent etc. All policies are tailored to the individual so will differ dependant upon our clients needs.
Mortgage Payment Protection -
Designed to provide an income to cover your mortgage or rent payment and associated bills. Also known as Accident Sickness and Unemployment or MPPI. Most MPPI companies will only cover you for a period of 12 months, although some are now offering lower premiums but will only cover you for 3 months.
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